Our services
Comprehensive Financial Analysis for Every Stage of Divorce
We provide the financial clarity you need to make informed decisions — protecting your future and your family's security.
What a Divorce Financial Analyst Does
Divorce is one of the most financially complex events in a person's life. A Certified Divorce Financial Analyst® (CDFA®) works alongside your attorney to analyze the long-term financial impact of settlement proposals — so you don't discover costly mistakes years later.
At RFG, we translate complex financial data into clear, actionable insight. We help you understand what you're agreeing to before you sign.
Asset Division Analysis
Know the true value of what you're keeping — and giving up.
Not all assets are created equal. A $200,000 retirement account and a $200,000 home equity position have very different after-tax values. We analyze every marital asset — real estate, investments, business interests, and more — to help you negotiate a settlement that reflects true economic value.
- Comprehensive inventory and valuation of all marital assets
- After-tax analysis of each asset class
- Side-by-side settlement comparison modeling
- Business interest and real property valuation support
Retirement Account Division
Protect decades of savings with the right strategy.
Dividing retirement accounts incorrectly can trigger taxes and penalties that permanently reduce your nest egg. We guide you through QDROs, IRA transfers, and pension valuations — ensuring your retirement assets are divided properly and your future financial security is preserved.
- QDRO preparation guidance and review
- Pension present-value calculations
- IRA and 401(k) division strategies
- Tax-neutral transfer planning
Tax Impact Analysis
Understand the tax consequences before you agree to anything.
Settlement decisions made today create tax obligations for years to come. We model the tax impact of proposed settlements — including capital gains exposure, alimony deductibility changes, filing status shifts, and dependency exemptions — so you can negotiate from a position of full financial awareness.
- Capital gains analysis on investment and real estate assets
- Filing status and dependency exemption planning
- Alimony and support tax treatment under current law
- Multi-year tax projection modeling
Support Calculations
Fair, defensible numbers for spousal and child support.
Support determinations hinge on accurate income analysis and long-term cash flow projections. We prepare detailed support calculations that account for income from all sources, lifestyle analysis, and post-divorce budget modeling — giving you and your attorney a solid financial foundation.
- Income analysis from all sources including self-employment
- Lifestyle and standard-of-living analysis
- Post-divorce budget and cash flow modeling
- Long-term support sustainability projections
How We Work With You
Initial Consultation
We begin with a confidential conversation to understand your situation, goals, and the financial issues at stake.
Document Review
We gather and analyze financial statements, tax returns, account records, and any other relevant documents.
Analysis & Modeling
We build detailed financial models to evaluate settlement scenarios and their long-term impact on your financial future.
Expert Support
We present findings clearly, work alongside your attorney, and provide expert testimony if needed.
Ready to Understand Your Financial Picture?
Schedule a confidential consultation with our team in Cincinnati or Louisville.